This question <14|22> overall <15|17> Dubbel: <15|17>.

Question 22: Are there things which can be useful without being in the exclusive possession of the user?

[16] Dubbel: This I think may be seen in public utilities or properties, such as roads, parks, and recreaction areas. The user of these things are not in the possesion of the user.

Hans: Grammar and spelling in the prededing and following sentence! Someone who writes like this invites low grades.

[16] Dubbel: An individual use this things to increase ones utulity. This may be seen as travel, transportation to increase utility or create way to create commodities. A use value is involved from these things. Another item could be the use of credit cards or credit. Money is not directly in their hand however, credit will access the the transaction. Today there doesn't seem to be to many limits of what own can exchange with credit. This may be seen a use value and the value of exchange. This may vary among individuals on the value of ones credit allowance. From this use, they may increase their utility at that or commodities.

Hans: Frosty wrote something very similar in [3]. I think you can learn from this too.

[16] Dubbel: I appreciate your reply to Frosty plus his/her answer. It did help!

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